Culture is what makes our identity and for the most part is the foundation that creates our lifestyle.  Culture is how you think, how you believe, and how you move around all in one.  Many have habits that are hindering them from gaining true financial literacy, but we can change this by recognizing that if we change the culture from a broke culture to a wealth culture, we change our lives.  When you rid yourself from a broke culture, you will recognize real the opportunities around you.